The Charles County Housing Authority Fact Sheet
The Charles County Housing Authority administers various housing programs to assist low and moderate-income families. The Housing Authority Division offers multiple services and programs for low to moderate-income families and those seeking housing assistance.
Programs include:
The Housing Choice Voucher Program
It is a federally-funded, locally administered rental assistance program that subsidizes the rent of lower-income families, the elderly, and the disabled to afford decent, safe housing in the private market through the use of federal funds. Vacancies are currently open until filled. Please see Housing Choice Vouch Program for more information.
Homeless Services and Resource Guide – A listing of contacts for charitable aid, housing benefits, medical assistance, and more.
Rural Housing Initiative & Indoor Plumbing Assistance
The Charles County Indoor Plumbing Program, administered by the Housing Authority is designed to assist low-income homeowners in Charles County in obtaining indoor plumbing and potable water for their principal residence.
For homeowners seeking assistance in obtaining indoor plumbing.
Community Development Programs
Encourage the promotion of affordable housing development and neighborhood revitalization through programs such as:
*USDA 2023 Housing Preservation Grant
Housing Choice Voucher Program (HCVP)
The Housing Choice Voucher Program is a federally-funded, locally administered rental assistance program that subsidizes the rent of lower-income families, the elderly, and the disabled to afford decent,
safe housing in the private market through the use of federal funds.
Charles County Housing Authority
The Housing Choice Voucher Program is designed to help low-income persons; afford decent, safe, and sanitary housing. The Housing Authority will notify applicants when their name nears the top of the waiting list. When a voucher becomes available, applicants will be scheduled for the enrollment interview with an Occupancy Specialist who will review household income to determine the portion, if any, that an applicant may have to contribute monthly for rent and utilities.
This program does not have an expiration date for participants. As long as they, continue to meet eligibility via HUD standards they can remain in the program. Because of this, the program can only allow 700 participants.
- 700 Vouchers are issued monthly.
- Seniors, People with disabilities, and veterans are given priority.
- Vacancy announced via their website.
- CURRENTLY ACCEPTING APPLICATIONS: June 20, 2023, until filled
Finding Affordable Rental Housing in Maryland
MD Housing Search (mdhousingsearch.org) is an online housing locator service that helps people locate available housing that best fits their individual and family needs. The service can be accessed online 24 hours a day and is supported by a toll-free, bilingual call center (877-428-8844) Monday through Friday, 9 a.m. to 8 p.m. EDT. Individuals can easily search for housing using a wide variety of search criteria with special mapping features and receive apartment listings that provide a multitude of important information about each unit. In addition, the site connects people to other housing resources through website links and provides helpful tools for renters such as an affordability calculator, rental checklist, and renter rights and responsibilities information.
Maryland Mortgage Program
What is the Maryland Mortgage Program?
The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent. MMP down payment assistance can only be obtained with an MMP first mortgage; it is not a standalone option.
Who Administers the Maryland Mortgage Program?
The Maryland Mortgage Program is provided by the Maryland Department of Housing and Community Development (DHCD).
The agency’s Division of Development Finance, also known as the Community Development Administration (CDA), is the state’s Housing Finance Agency, a state-chartered authority that helps meet the affordable housing needs of the residents of Maryland.
Maryland Mortgage Program Success Stories
Donte Hamilton & Kathy Bravo
Donte Hamilton & Kathy Bravo
Donte Hamilton & Kathy Bravo
Buying a home is a big deal. It may be the single largest purchase you ever make, and your choices can impact your family’s life for years to come. For many people, becoming a homeowner can mean stability, greater control over how you live, and the potential for building wealth and equity for your family’s future.
Rhonda Wanzer
Donte Hamilton & Kathy Bravo
Donte Hamilton & Kathy Bravo
The Maryland Mortgage Program works with a state-wide network of approved mortgage lending organizations that can help you choose the best loan products for you and your family. Explore the options available to eligible homebuyers, including mortgage financing, federal tax credits, down payment assistance and more.